Save up to $1,200 per year by refinancing!

Lower your auto loan payments in minutes when you refinance!

4.9/5
256+ reviews
Save Money and Refinance your auto loan with rateworks

No impact
to your credit score!

Auto refinance and save with Rateworks
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See how much you can save

Check your rate in less than 5 minutes - it's risk free with no impact to your credit score.

Why should you refinance?

Interest rates are constantly in flux. And with RateWorks, you can experience some substantial car loan refinance savings. Refinancing allows you to free up extra cash in your budget, pay off your loan faster, and improve your overall financial health.

Save more money

Refinancing your car loan with RateWorks is like finding a secret stash of cash under your car seat - except it's not a secret, and it's not under your car seat - it's right there in your wallet!

Restructure your loan

Get on better terms with your loan payment - restructuring your current loan gives you the flexibility to enjoy a little financial breathing room when you need it!

Pay off your loan faster

Refinancing your car loan with RateWorks hits the fast-forward button on your payment schedule - helping you pay off your car faster and get on the road to financial freedom.

Break up with banks

Our clients should always be stress-free from start to finish, but our experts are always here to help with any questions that do come up along the way.

How we compare

RateWorks vs other lenders

Even though other lenders claim to offer lower interest rates, they charge fees that can make up the difference. When comparing lenders, be sure to look at everything; the interest rate, length of loan, fees, and the monthly payment.

Loan Details:
RateWorks
Other Lenders

Amount to Refinance:

$21,000

$21,000

Rates and Terms:

7.79% for 72 months

5% for 72 months

Fees:

$0 fees

$2,133 fees

Total Amount Financed:

$21,000

$23,133

Monthly Payment:

$356*

$360*

*This number can vary based on customer information
TESTIMONIALS

What they say about us

Join hundreds of satisfied RateWorks customers who have experienced our exceptional service firsthand plus our commitment to our core values of integrity, quality, honesty, and trust.

Rateworks testimonials
Rateworks testimonials
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Need help?

Frequently asked questions

RateWorks is not like other car refinance companies. We offer a fast and hassle-free auto refinance process that saves you both time and money.

How long will the process take?
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How can I save money by refinancing?
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Should I be concerned about my credit score?
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If I refinance, am I starting my loan over?
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What factors are taken into consideration on my application?
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